Students approaching their final exams who find themselves in financial difficulties because they no longer have financial aid or do not have enough time to get a part time job can apply for a graduation loan. Normally, only half of the sum received this way is subject to interest. It is a 12 month financing option and the largest sum per month is 600 €. If there is no other source of financing the graduation loan is also available without interest as a complementary funding alongside the education loan. Here, students can get 300 € over a 24-months-period in these circumstances.
The maximum amount students can receive is 7.200 €. For a loan, students are required to provide a surety. For more details please refer to the guidelines.
In special emergencies, for instance if a student's BAföG is delayed, Student Services can provide a temporary loan.
The E.W. Kuhlmann Foundation grants an interest-free loan of a maximum of 2,000 € to students who are in the final phase of their studies. The loan should be repaid in the fifth year at the latest.