Loan
You have a financial bottleneck at the moment and need support? We have various possibilities to support you in acute, unforeseen and indebted emergencies.
Below we give you an overview of our loans.
There is no legal claim! Supports are granted within the limits of the available funds.
All our support is subsidiary, which means that other financing possibilities have to be checked first.
- Adapted to individual situation
- Amount based on need, up to a maximum of 500€
- interest-free
- Examination of individual need and neediness
- Repayment usually within 6 months
- In case of delay of the BAföG payment
- The amount of the loan is based on the BAföG rate, up to a maximum of 600€.
- interest-free
- Repayment usually by offsetting with the BAföG back payment
- Loan before paying the rent deposit
- Amount is based on the amount of the deposit, up to a maximum of 1.000€.
- Interest-free
- Verification of neediness
- Repayment usually within 6 months
- In the graduation phase
- Monthly payments up to a maximum of 600€
- Maximum amount 7.200€
- Interest rate: 0%
- Provision of a guarantee required
- Repayment starts 6 months after last payment
- In advanced studies (Bachelor 90 ECTS, Master 60 ECTS)
- Current: monthly maximum 930€
- Maximum amount 11.160€
- Interest rate: 0%
- Provision of a guarantee is necessary, additionally 2 address guarantors must be named
- Repayment starts 6 months after last disbursement
Are you thinking about taking out a KfW student loan or education loan?
Contact us beforehand! We will advise you independently and comprehensively on what the best option is for you individually, so that you leave your studies with as little debt as possible. There are various ways to look for individual solutions in order to keep the interest burden as low as possible (as of 12/22: KfW Studienkredit currently 7,55 %, Bildungskredit 4,37 %).
Activation of the KfW verification protocols with us in the info store.
The energy cost loan has the following general conditions:
- All enrolled students of our affiliated universities can apply for it.
- We support the payment of energy bills, whether electricity or gas.
- The amount of the loan is adjusted individually, up to a maximum of 300€.
- The loan is interest-free and without additional guarantee.
- The sum is calculated from the difference between the amount of the bill and subsidies already received.